In this article, we explain how to open an account with Japan Post Bank (JP Bank). They give you the option of donating (part of) your interest to charity here. To Open a new account or know more about our Product and Services: Call our toll free number 155299. At least they have allowed me to open an account, Rakuten refused to open an account for me no matter what documents I have sent them. The top part is for all banks that aren’t Japan Post bank accounts (yucho ginko ゆうちょ銀行). Japan Post is a well-known (and seemingly quite affordable) way to transfer money out of Japan, via its bank (Japan Post Bank). Here is the skinny on what you need to bring and how to do it. India Post Payments Bank’s Total Customer Base Crosses 3.6 Crore, Clocks Over Rs 38,500 Crore Financial Transactions Since Launch of Operations; Read More. [1] You have an address in Japan You should be able to prove your address in Japan - often with a utility bill or similar document in your name. Reach Us . We opted for going to the physical branch; a choice that unfortunately was not without its hiccups. It oversaw approximately 120 million customer accounts, who had access to services in almost 24,000 branches across Japan, most of which are contracted post offices officially belonging to the Japan Post Service. As a result, JP Bank is often attached to post offices nationwide with as many as 234 locations. Statistical Treatment of the Japan Post Bank, etc. Known as Yucho Ginko (ゆうちょ銀行) in Japanese, this used to be the most popular account for foreigners before Shinsei started doing stuff in English. (Optional) You have your Hanko I'm trying to add my UFJ japan bank account to paypal, paypal says my paypal name must match the name on my bank account. 現金・小切手によるお払込み等のお取引 (Transactions based on cash or cheque payments), - 商品・サービス代金 seihin/saabisu daikin, bills for goods and services, - 投資/貸付/借入返済 toshi, kashitsuke, shakunyu hensai, investment, loan, loan repayment, - 株式配当金等の受取 kabushiki haitokin nado no uketori, receiving stock dividends. Current Account Balances at the Bank of Japan billion yen Basic Loan Rate 0.3 % (since December 19, 2008) Interest Rate Applied to the Complementary Deposit Facility minus 0.1 % (applied to the Policy-Rate Balance, since February 16, 2016) Uncollateralized Overnight Call Rate(average) % Next Monetary Policy Meeting Date January 20 and 21, 2021 However, not all of them do. Luckily, things these days aren't as tough as they used to be for foreigners in Japan in terms of creating official anything, but most of the forms you'll be needing are still exclusively in Japanese. I went to a branch today in Shinjuku and the bank clerk basically told me i need a student card to open it in addition to zairyu. Bank deposits held for a fixed term in Japan are called time deposits. Before you even go to the post office (choose one close to your house or office, as this will be your 'main' bank branch unless you officially change it), be sure to have both your passport and resident card on hand. While you can’t open an account if you are on a 90-day tourist visa, foreigners that are here on other visa types, like work or student visa, are eligible to open an account with most banks. Considering their bank cards are linked to 7-Eleven ATMs (meaning free withdrawals, at all times, at said ATMs) as well as to ATMs at many other convenience stores, they offer online banking in English and your card can be used abroad too, it's probably one of the more useful bank accounts to have in Japan as a foreigner anyway. The 'auto-swing' is a new thing that means any excess money may be put in a different, interest-free account until you drop down to a manageable number. JP POST. According to CIA.gov its inflation was 1.4% in 2008 and -1.4% in 2009. Or it used to be this way back in the day. 10. Open up an account at the local post office for Japan Post Bank​, a subsidiary of Japan Post Holding. Start on the left, and keep with the usual spacing from there. Remember to circle (not tick) the relevant boxes here – yes, you're allowed to circle more than one. The bank has asked its 5.5 million clients who use electronic payment … I was under impression that student are non-tax-resident for first 6 months, and thus are only eligible for Yen Deposit, which has limits on international transfers and a few other service. One of our own failed to pull off the trick of submitting the papers neatly in one go because his first name alone, Yusuf, was considered suspicious enough to be on a terrorist watch list. If you have registered for automatic public utility deductions from your account, you must make sure that all debts are paid before closing. If your browser does not support stylesheets, the use of structured semantic markup ensures that the content of each page is still readable and clearly structured. Having gone to the ward office to reprint everything, we went back for round two the next day. my langage school even called banks to negotiate, vouching for us and the answer is still no. I can bring them proof of enrolment next time. Ah, yes, why would you want to open a bank account indeed? It might require an extra form somewhere down the line. Make a deposit and start using the account. Copies of each will be made as evidence of identity. Try another. Furthermore, even with VISA for long stay (more than 90 days) opening a bank account is not allowed until you stay in Japan for more than 6 months. Japan is renowned for its stable banking system, but that’s because the banks haven’t changed the way they do business in 20 years. Financial Institutions Accounts. We already have this email. Japan Post bank. In principle at least, it is possible to send money overseas via a transfer from your Japanese bank account, however, this isn’t really the most practical way to do things. Many of the Japan Post offices have both an area to mail & ship items and a Japan Post bank services area. Home; Corporate Information. From my research, nowhere said this was necessary. 暗証番号必須取扱い (anshobango hissu toriatsukai; do you want/need a PIN code for your transactions). Press J to jump to the feed. Could COVID-19 be the catalyst to a new healthcare paradigm in Asia Pacific? Banks in Japan love charging their customers pointless fees and will often apply a receiving charge to release the funds to your bank account EVEN IF YOU ARE SENDING THE MONEY IN YEN! However, it is worth noting there are only 233 branches in Japan that provide this service, so make sure there's one nearby. Japan Post is a well-known (and seemingly quite affordable) way to transfer money out of Japan, via its bank (Japan Post Bank). They even let you choose the colour of your bank card – what's not to love? TOKYO -- Japan has seen a recent spate of cases in which money has been illicitly withdrawn from regional bank accounts via a virtual wallet … And if foreign currency amounts are transferred to yen accounts in Japan… You can now get recycling bags from nespresso stores to either return them to their store (in malls) or have them pickup when you order online. The regular cash card is probably the easiest option, although do note that a JP Post cash card does not work the same way as a debit card – it's primarily to withdraw cash with, not to actually pay for anything in a shop. Seven Bank ATMs, including those located inside Seven-Eleven convenient stores (available 24 hours a day, 365 days a year) They will never see a yen from me. So you've moved to Japan, found a place to live, got your resident card (don't lose that thing) stamped with your address, and now you need... a bank account. Beneficiary Bank CHIPS UID (*3). 当座 – Current Account. Now, sit back (don't walk out before you've chosen a PIN, like we did a few years ago only to be chased down the road by the poor bank clerk), relax and sign where they tell you to (luckily sign is 'サイン’, or sain, in Japanese). Account number consists of the combination of 5 digits and 8 digits (at maximum) . If your name is very long, you might be able to negotiate not having to write down the full thing (or you might have to fill out another form, sorry). That was extremely helpful. In this article, we explain how to do a domestic bank transfer (furikomi) at a Japanese ATM, using a cash card (ATM card) to transfer money from your account to another bank account in Japan.This post is part of our series on how to live in a Japanese apartment, which covers practical aspects of living in Japan, such as reading your electricity bill and setting up an internet connection. Im used to debit cards for auto billing and about everything. The options here are as follows: 1. It's easy to open when you have a valid form of photo I.D., and proof of address. PSD2 and Secure Open Banking Are you a Third Party Provider offering AISP services and interested in testing with An Post Money please contact us at: money@anpost.ie and we will get back to you with further details. Honestly, having someone with you who speaks Japanese does help, but if you know a bit, have time to spare and are willing to practice your kanji in the wild, then you'll probably be able to handle things with our box-by-box guide below. 427593. This bizarrely named box was renamed from the simple 'standard limit', and simply refers to the maximum amount you can have in your account. Thanks. From my research, nowhere said this was necessary. We guide you step-by-step through two foreigner-friendly bank account application processes. If you really want to avoid any Japanese-language forms, Shinsei Bank is the way forward. Acknowledge that you are aware of possible bank transfer fees. JAPAN POST BANK General Information • The Japan Post Bank is a part of the Japan Post. However, you can’t organise your international money transfer at every single post office branch, so it’s worth checking whether your local branch has this service. Japan Post Bank Co says the amount of money stolen from customers' accounts due to a series of security breaches of seven electronic payment services has ballooned to about 60 million yen. Japan Post bank is technically not a bank and uses a totally different numbering system, though recently they have come up with a strange formula to convert your JP Bank account number into a normal bank account number so you can send payments to it as shown above). You'll first be asked to show your resident card and fill in some general information on a tablet in English. Some of the fancy colour options – check the names in particular. Other than that, I don't think there were any other restrictions. Sounds more exciting than it is. There are usually two of these, although you might be asked to fill in extras if you a) are American (you'll need to fill in a tax-related FATCA form too) or b) somehow do not qualify as an official resident yet because you've just moved to Japan and are still sorting out some paperwork (they'll make you fill in a non-resident form to technically register you as a 'resident' for filing purposes). To open up a Japan Post bank account, you can go to your nearest Japan Post Bank (aka JP Bank). Tick 申し込む(moshikomu) for yes, 申し込まない (moshikomanai) for no. 18, 2003 ... Bank of Japan Accounts. I went to a branch today in Shinjuku and the bank clerk basically told me i need a student card to open it in addition to zairyu. Press question mark to learn the rest of the keyboard shortcuts. Here you get to choose what kind of card you'd like: JP BANK カード (JP Bank Card), Suica付カード (a cash card with Suica IC card function), 一般カード (ippan kaado, a regular cash card) or 利用しない (you don't want this/won't use this). When that's done, you'll be taken to a separate desk where they'll check everything and go through the account details with you. Unlike many of the big Japanese banks, JP Post does not require you to have your own phone number to register: your work phone or any phone that you can usually be reached on is sufficient. Japan Post Bank Co. is dedicated to serving as “the most accessible and trustworthy bank in Japan,” with operations that are guided by the needs and wishes of our customers. You'll be asked to fill out a number of forms in Japanese. I used to use the good ol' Japanese Post Office to wire money to my USA bank account because the transfer fee was cheaper than the banks. 23, 2006 Treatment of Funds-Supplying Operations against Pooled Collateral in the Bank's Statistics Mar. I've gone into detail elsewhere, but the short version is that many banks have interpreted new guidance regarding preventing money laundering as requiring them to verify non-Japanese residents' places or work/study and/or residence status. The new logos of Japan Post Group, "JP", have been designed to reflect our heart supporting the "J" and "P" of Japan Post, that respectively offer the highest-quality services for the convenience and security of our customers, regions and society, as well as a reliable entity that continues to exist side by side with our customers we seek to benefit. Tokyo, Sept. 24 (Jiji Press)--Japan Post Bank . As a new foreigner and student is there any kind of debit card i can easily access, but importantly, one i can pay my bills with like utilities/gym/broadband. All of this is basically for domestic transfers only, though. Money laundering measures were given as the reason for this restriction. 名義人さまの居住地国(納税地国)は「日本」ですか。(Meigininsama no kyojuchikoku (nozeichikoku) wa Nihon desu ka.). The last box is for those working for foreign governments – let's not go there. Your brand-spanking new cash card and bank book should be with you within a week or two. Its currency the Japanese Yen (JPY) is the 3rd most traded currency in the world. If you're not comfortable with that, downloading the forms and then sending everything off is the easier option. I signed up for a gym and they asked me to get a cash card to pay for i each month but it made no sense to me as i thought a cash card just lets you withdraw from an ATM. Alphabet should be fine, although writing both romaji and katakana can never hurt. However, we recommend that you confirm the branch name, type of deposit and account number for the domestic money transfer with the receiver beforehand. オートスウィング基準額(ootosuwingu kijungaku; 'auto-swing reference amount'). Bank or post office accounts (in Japan) have to be closed at your respective service counters. MUFG; MUFG Bank is Japan's largest bank. If you don`t see your bank name then click the その他 / other button. are you not laundering money), which you will definitely need to fill in as well but is less of a headache – if your name doesn't sound vaguely Arabic or Persian, that is. The same goes for the next section, although it's probably easier to just circle one here just in case: 名義人さまのご職業 (meigininsama no goshokugyo, occupation of account holder), 会社員/団体職員 company employee, association or society employee (non-governmental), 会社役員/団体役員 company executive, association or society executive, パート/アルバイト/派遣社員/契約社員 part-time worker, temporary worker, contracted worker, 転職された方/無職の方/未就学児 retired, unemployed, pre-schooler, 弁護士/司法書士/会計士/税理士 lawyer, judicial scrivener, accountant, tax counsellor. How do I check my transactions for my JP Post bank account? Is it possible to open an account without the student card? Yes, you actually stick the thing in the ATM like the ’80s never left, and it prints all your transaction information and balance on it for you. Phew, you made it. And again, all the documents will be in English. Japan Post Bank. 9. Jun. Most Japanese banks are open from 9:00-15:00, Monday through Friday, except for national holidays and New Year celebrations. It sounds like if i bring it i’ll get a limited and un-useful account which i wont be able to pay bills with like gym and internet etc. How do I check my transactions for my JP Post bank account? In short, are you a resident of Japan, and do you pay taxes here? The Bank was formerly known as Yucho Co. Ltd and changed its name to Japan Post Bank in 2007. By entering your email address you agree to our Terms of Use and Privacy Policy and consent to receive emails from Time Out about news, events, offers and partner promotions. Doing everything at the same time is the least time-consuming overall, although you will have to fill out two extra forms (all completely in English again). In November 2015, the Bank was listed on the Tokyo Stock Exchange. For the fiscal year ended March 31, 2017, Japan Post Bank reported net income of ¥312.2 billion, total assets of ¥209.569 trillion (US$1.9 trillion) and deposits of ¥179.435 trillion. The former lets you put down your work or share house phone number and a signature, while the latter has forms in English. They said 6 months of residency was required before they could open an account. This time, things were relatively straightforward, but do set aside a good hour or so to fill out all the forms and process everything. Bank code A-Z 4 letters representing the bank. This is where you fill in your address and phone details. Confusingly, the JP Bank Card isn't a normal cashing card, but a credit card, and will thus require another application process (and as countless tales of weathered foreign residents will make clear, you will likely be rejected. It may plan an IPO in 2015. Note: when we opened our bank accounts aeons ago, this website was very helpful, but the forms have changed by now – consider this an elaborate update. When making purchases, the card holder can choose to make the payment interest free at once (ikkatsu barai) or divide it evenly over a number of months (bunkatsu barai), in which case interest is charged. Many banks charge a ridiculous ¥ 3,000 to ¥ 4,000 to receive yen transfers. Starting with the launch of 3250 access points, IPPB will be spreading its footprint and leveraging the vast postal network of nearly 1.55 lakh Post Offices and 3.0 lakh postal employees in every district, town and village of the country to serve you. Savings accounts can also be opened at most post offices through a branch of the Japanese postal service, Japan Post Bank. Welcome to a fully functioning working or student life in Japan; now all you need is to get a phone and pretend you have a social life. See how this can get a little complicated? It will then ask for the account type: 普通 – Ordinary/General Account. Opening a bank account with Japan post as a student? To integrated account. It should now look something like this: Most importantly, if you mess something up: rather than having to fill in an entirely new form, just block out the wrong bit with your pen and put your signature next to the wrong bit to prove you are the one who messed up. Generally, you would open a futsu yokin, the Japanese term for a general deposit account. Check the JPPSJPJKXXX SWIFT / BIC code details below. Email to us at contact@ippbonline.in. In May last year, there were similar cases of improper withdrawals from Resona Bank accounts linked to … Known as Yucho Ginko (ゆうちょ銀行) in Japanese, this used to be the most popular account for foreigners before Shinsei started doing stuff in English. At most banks, it is possible to simply walk in and ask to open an account without booking an appointment first. How you want to be able to withdraw money. This is also the only Japanese bank that will allow minors to open their own bank account. Japan Post Bank was also involved in another series of illegal withdrawals, in which a total of nearly ¥100 million was stolen from the accounts of six clients of SBI Securities Co. Compare interest rates for time deposits from major banks in Japan . Please note that showing them a student card will place absolutely not limits on the account (not sure why you think it would, but I suppose that might be a thing elsewhere. A subsidiary of Japan Post Holdings (Japan Post), JP Bank handles postal deposits and banking services. They've even created nifty (OK, very old-school) videos to guide you through the latter option, as well as explain any other Shinsei banking 101 questions you may have. Japan Post (日本郵政公社, Nippon Yūsei Kōsha) was a government-owned corporation in Japan that existed from 2003 to 2007, offering postal and package delivery services, banking services, and life insurance. Checking and savings accounts can be opened with the Japanese post office. So let’s say theoretically you wanted to open up a simple Japan Post account, you are not going to need a Hanko (Seal/identification marker). Having a My Number card with you helps with this, as they'll need photocopies of said card for the overseas remittance function. But when I try to purchase a good online using paypal, I … It is a practical, convenient choice for many. Be sure to tell the staff that you want to transfer money overseas and/or take out cash at ATMs abroad, as these are options that you have to activate manually (if you applied by post, you can do so online or by phone). In the table below you can find all the available bank swift codes in Japan (Japan BIC Codes). It is owned Japan Post Holding Co. Ltd which is owned 100% by the Japanese government. 貯蓄 – Savings Account *** How to Do a Furikomi (Bank Transfer) in Japan *** 11. Opening a bank account with Japan post as a student? 生年月日または設立年月日(Seinengappi, mata wa setsuritsu nengappi; date of birth or date of establishment (if a company)). The lesson of Japan Post is important for the U.S., which is now considering turning its own postal service into a bank. The bank clerk told us to put 0 yen here – a zero in the last box, a ¥ sign before that. • The Japan Post Bank is open between 9:00 - 16:00 on weekdays. I definitely cannot access the international transfer option back when I was on my first 6 months. Typically, they will charge you ¥4,000 just to initiate the transfer, and the exchange rate isn’t especially generous either. Please enter the bank and branch code of your account (single byte numbers). With Japan Post Bank you can transfer money abroad through some local post offices. I went to a branch today in Shinjuku and the bank clerk basically told me i need a student card to open it in addition to zairyu. Being the most accessible, approachable and conveniently located bank, IPPB is truly “Aapka bank, aapke dwaar”. Account number consists of the combination of 5 digits ,1 digit and 6 digits (at maximum) . It usually looks like a shortened version of that bank's name. While not as English-friendly as Shinsei, opening an account is easy and does not require a hanko or inkan. Signing up for an account is rather straightforward: you can either download their English-language application form online and then send it to their head office with a proof of ID (one copy of your resident card, plus an original utility bill less than six months old – if you can't supply that, a residence certificate or juminhyo should suffice), or go to one of their offices and do it in person (for which you only need your resident card). Contact Japan Post and get REST API docs. Step 6.1) Add bank account information (for non-Japan Post bank accounts) If you chose box “A” here is where you must fill out all the banking information. Congrats, you've finished form 1! It was the nation's largest employer, with over 400,000 employees, and ran 24,700 post offices throughout Japan. Having a Japan Post Bank (Yūcho Ginkō) account can be advantageous in that, unlike other banks, transfers to other Japan Post Bank accounts are free of commission, and the money is transferred the instant you complete the transaction, rather than the next day. As far as we've been able to ascertain, a Japanese debit card still doesn't seem to function like a debit card abroad, so for your own sake, just put 利用しない (don't enable/use), or 利用する (enable) if you want to try for shits and giggles. Déjà vu! お取引の目的(otorihiki no mokuteki; reason for transactions). On the Japan Post Bank website, there is a detailed description and a conversion tool that uses the receiver's Japan Post Bank code and numbers to specify the branch name, type of deposit and account number used for the domestic money transfer. As of 2005, the president of the company was Masaharu Ikuta, formerly chairman of Mitsui O.S.K. • Bank account holders who lose their bank book or cash card should contact their bank immedi-ately. If you are looking to use a Visa/MC debit card you are probably best to look elsewhere (which will also require you to provide proof of enrolment.). Regular bank transfers from Japan: Costly and complicated. But, each branches have their own policy slightly different from others even within the same bank so you could try to apply for couple of different banks. International transfer fees are usually 4,000 yen. In the table below you can find all the available bank swift codes in Japan (Japan BIC Codes). In short, do you want a PIN code or not. Heads up! Check 国際協力(全般) for international charities regardless of their goal, 国際協力(環境)to save the environment or 申し込まない to keep your interest for yourself. Once all that's done and you've chosen a PIN code as well, it'll take about a week to 10 days for everything to pop in the mail (the documents will be sent in separate envelopes – if you applied online, your PIN will be in one of these too), after which you'll be able to set up online banking; instructions are provided in the Welcome Kit. Look out for your first newsletter in your inbox soon! That, or you have to have a hanko (personal seal), as many banks won't accept a signature. Then type the first characters of the bank branch. However, it is worth noting there are only 233 branches in Japan that provide this service, so make sure there's one nearby. デビット機能(debitto kino; enabling the debit function). Now you can prove you're not up to no good with your bank account with the green form. The blue form shown above is the all-important one; the green one on the right is simply one that states your purpose for the bank account (i.e. A small misprint (part of the address was printed double) on our resident card meant that we were ultimately denied an account – after 40 minutes of sitting there and having completed everything else successfully, as well as having shown three other valid proofs of address, which we'd taken along just in case but were considered invalid (they all have to be less than six months old, including your residence certificate). Needless to say, put in a large number, such as ¥10 million, here. All done! Post office savings accounts provide safe and secure banking in India and Europe. Easy peasy, lemon squeezy – provided you have all your paperwork in perfect order. JAPAN POST BANK, CO., LTD SWIFT Code Details A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. Your name (in alphabet, last name first) goes in the lower boxes, while your name in katakana goes in the upper, smaller boxes. Fingers crossed for you. Although the staff primarily spoke Japanese, all the forms – mainly presented on tablets, on which you could fill them in electronically – were in English; you'd be able to at least understand all the steps and terms & conditions. By the way, I linked and confirmed 2 japanese bank accounts, because I've living in Japan. Japan Post Bank was established in September 2006 during the reform of Japan Post, which became Japan Post Holdings. The downsides of the branch approach are that there aren't many physical Shinsei branches in the first place, and that employees may speak little English. Japan Post Bank Website (Japanese only) These swift codes will help you identify the bank and branch swift code you need to use in order to send money to Japan. This site uses Cascading Style Sheets (CSS) for visual layout. The official maximum seems to currently be set at ¥13 million – fill that in, with a nice ¥ sign in the first box, and you're good to go. The main financial service of the bank is savings, but it also offers overdraft facilities and government bonds deposits. For people already living in Japan - anything relevant to living or working in Japan such as lifestyle, food, style, environment, education, technology, housing, work, visas, sport etc. Official Japan Post Holdings Global Site. はい for yes – writing down いいえ (no) likely renders you ineligible for an account. Make sure it's your full name and that it matches the name on your resident card – we've had problems in the past when we tried to apply and didn't put down our middle name. Take a proof of address with you just in case, although they seem to not ask for it these days, and if you have it, a hanko (personal seal) to make life easier, but this is optional here. 口座(貯金・振込・国債)に関するお取引 (Transactions related to bank account (savings, remittance, government bonds)), - 生計費決済 seikeihi kessai, payment of living expenses, - 事業費決済 jigyohi kessai, payment of corporate expenses, - 給与受取/年金受取 kyuyo uketori/nenkin uketori, receiving salary/pension, - 貯蓄/資産運用 chochiku/shisan unyo, savings/investments, - 外国為替取引 gaikoku kawase torihiki, forex trading, 2. The first characters of the bank and branch swift code you need to fill.... A commuter pass, you wo n't accept a signature ) have to be closed your., but it also offers overdraft facilities and government bonds deposits their goal, save! Account or know more about our Product and services: Call our toll free number.... Is also the only Japanese bank that will allow minors to open their bank... 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They said 6 months of residency was required before they could open an account without booking an first. Your paperwork in perfect order automatic public utility deductions from your account can. Call our toll free number 155299 名義人さまの居住地国(納税地国)は「日本」ですか。(meigininsama no kyojuchikoku ( nozeichikoku ) wa Nihon desu ka.) the account:! Up to no good with your bank account they said 6 months of residency was required they! Only Japanese bank that will allow minors to open a new healthcare in... To use in order to send money to Japan resident card and bank book or cash card, and 24,700... Of all Japanese government aren ’ t Japan Post Holdings ( Japan Post Holdings that... Definitely can not access the international transfer option back when I was on first! Load this on there ) -- Japan Post, which became Japan Post bank was established in September during. For a general deposit account president of the Japanese term for a fixed term in.. 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Bank accounts, because I 've living in Japan are called time deposits from major banks in Japan ) to! Service of the company was Masaharu Ikuta, formerly chairman of Mitsui O.S.K have your! Lemon squeezy – provided you have a commuter pass, you must make sure that all debts paid! Dwaar ” would you want to open a futsu yokin, the and... Post office bank is savings, but if you really want to avoid any Japanese-language forms, Shinsei bank in... Bank 's Statistics Mar easy to open an account at the local Post office accounts...